We all need to make some big money decisions in our lives. In our Buffalo index you’ll get some practical examples of how to educate yourself about personal finances. Thandeka Nxumalo from 2-Tone Recruitment explains how to negotiate your first salary. Ester Ochse from FNB Wealth and Investments helps you make those big purchases like cars and houses, before Ricardo Teixeira from BDO Wealth Advisers goes into how to spend and save. Our Business Wrap this week is with Zanele Kunene.